Job Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Business Unit/Role Specific Info

American Express National Bank (“AENB”) is American Express’ chartered national bank. Headquartered in Utah, AENB is the single largest entity within American Express’ business, currently representing more than 50 percent of the Company’s Card Member Spending, nearly 90 percent of its lending and more than 60 percent its of revenues. AENB provides its customers with access to consistent payments, financing and savings products in three ways, including:

• Issuing and servicing charge and credit cards for our consumer and small business segments
• Offering commercial loans to small and midsized merchants, as well as installment loans to consumers
• Maintaining a Personal Savings program consisting of high-yield savings accounts and certificate of deposit products.

Within AENB, you will work with the Vendor and Operational Risk team who is responsible for leading AENB’s affiliate and third-party management programs, owning the Company’s intercompany agreement center of excellence, and implementing AENB’s operational risk framework.

This position will be based in Sandy, Utah.

How will you make an impact in this role?

• Capture and analyze information from a wide array of sources; identify trends and articulate how those trends impact our business
• Learn how to articulate decisions clearly and gain agreement from partners across the organization
• Acquire a comprehensive understanding of the business and its needs
• Hone analytical foresight, and the capability of tailoring sophisticated messages to the appropriate audience

Minimum Qualifications :

• Currently enrolled in a full-time bachelor's degree program
• Students must have a graduation date between December 2025 and June 2026
• Engaging mind-set and behaviors
• Validated experience building, sustaining and encouraging relationships
• Strong work ethic, organizational skills and attention to detail with excellent follow-up skills
• Proven willingness to take initiative and act conclusively
• Ability to think strategically and influence teammates across multiple cross-functional teams
• Positive, can-do demeanor adopting growth mindset
• Project management skills with the ability to prioritize and multitask
• Undergraduate degree student in business, economics, risk analysis or other related fields
• Strong written and oral communication skills
• Ability to analyze large amounts of data in order to report critical information, with keen attention to details

Preferred Qualifications:

• Understanding and knowledge of banking concepts
• Strong analytical skills; familiarity with statistical/analytical software packages a plus
• Knowledge of relevant laws and regulations relating to supervised financial institutions a plus
• Experience in a related subject area including audit, compliance, risk, regulatory management, law, marketing and product management, finance, technologies or control related functions

Salary Range: $24.05 to $63.00 hourly + sign-on bonus

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express in the United States is required as the
company will not pursue visa sponsorship for these positions

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counselling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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